Need to get your monthly budget TOTALLY organized? Then we think you’ll love our cute and colorful FREE Happy Planner budget printables! You’ll be able to categorize all your bills, expenses and income with these super helpful worksheets! Whether you are budget planning for your family or for personal reasons….you’re bound to find a planner insert budget page to fit your needs!
A few weeks ago I put together one of my favorite Happy Planner inserts to date- The Happy Planner Health & Fitness Insert + Free Stickers which was a huge hit with my readers. Ever since I’ve been fielding lots of requests via email and my Facebook Group Totally Free Printables for a Happy Planner budget insert.
I spent a few weeks sketching out some budget printables and using them myself. I want to make sure that anything I create will work in practice. I formulated a personal budget and a family budget that captured all bills, expenses & income. I’m slowly working on putting all these sketches into a downloadable worksheet for anyone to use.
These planner pages are in A4 full 8.5 x 11 sheet but they can be resized to fit just about any planner using THIS print resizing guide (this is also a pin on Pinterest that you can save for later to your planner boards for reference). You’ll need to adjust your print out higher or lower using the print settings function on your computer. There should be a setting to adjust (by percentage) higher or lower within the print set up window. You may need to experiment a little bit but it is possible to shrink or enlarge these files easily during the printing process.
My personal preference is to print these out full size and put them into this pretty binder I picked out with these super colorful tab dividers. For me, it’s just too much bulk to keep these worksheets in my Happy Planner on a long term record keeping basis. I also think it’s nice to look back on your accomplishments and PHYSICALLY see the progress you are making (which lends itself to a binder).
What do I print these Happy Planner budget printables on?
I use bright, heavy project paper that is 40 lb weight or heavier like THIS inexpensive option from HP to print my inserts on. This paper is heavier and similar to the thickness of the Happy Planner pages. Chances are that you will be removing some of these inserts from week to week in your planner and the hole punches will wear down after awhile. Using a heavier paper will help your inserts last longer.
Should I laminate my budget inserts?
In some cases, I highly recommend that you do. If you laminate your insert pages then you can print them out once and use these ultra fine dry erase markers to fill out your laminated inserts. It saves money, time and it’s a greener option. Also, laminating helps these inserts last a lot longer because the punch holes won’t wear down as quickly due to moving.
I laminate my inserts using a super inexpensive Amazon Basics Laminator and 8.5 x 11 5mil laminating pouch. Most desktop, at home laminators will melt 3 or 5 mil laminating pouches. I prefer the thicker 5mil pouches because it makes all my planner inserts or planner page markers last a lot longer under repeated use.
How do I cut out these budget printables?
This post is very much a work in progress where I will be creating and posting free Happy Planner budget printables and stickers for the next few weeks. I will add them to this post as they are completed. By my count we’ll have around 13 worksheets to complete the entire Happy Planner buget insert. SO….let’s start whipping those finances into shape! Here is our first budget printable in our series!
Happy Planner Budget Printable #1 – Expense Tracker
This FREE printable expense tracker IS the foundation of good budgeting. You can start to figure out what your monthly expenses are by logging a full month of spending in this expense tracker. You’ll start to see areas where you can possibly trim back to save more. It’s an excellent exercise in financial health and the first step to creating a monthly budget.
You can use this in a pretty three ring binder or your Happy Planner to log all your expenses much like a check register (from back in the day when we wrote checks). There is an area to write in the date, amount, description of the expense and where the expense was charged to (here you would write checking, savings, credit card, debit card, cash etc). Here is an example of how I filled one out:
Happy Planner Budget Printable #2 – Bill Pay Stickers
These FREE Printable bill pay stickers are perfect for keeping track of bill due dates. I like to place these stickers on the day that they need to be paid using my bank’s online bill pay service. Usually that means they need to be in my bank’s system 5 business days in advance. If you’re more focused on your daily pages it might be best to put these stickers on the daily planner pages instead of the monthly planner pages. I’ve even included a spot to fill in the star when you know the bill has been paid!
I’m including downloadable PDF and PNG cut files for use with your Cricut or Silhouette cutting machine. No need to convert the PNG file to a STUDIO file or an SVG file. A PNG can be uploaded directly into either cutting machine for an instant print then cut.
I like to print out all my stickers on this glossy sticker paper because it prints true to color. You can also print them on this clear sticker paper (which has gloss and prints true to color). Clear stickers are easy to place anywhere on your planner without interfering with the functional layout of a planner (lines etc). I don’t recommend using any kind of matte sticker papers because they absorb more ink and make even the most colorful stickers look faded and pixelated.
Here’s how they look in my classic sized Happy Planner:
Happy Planner Budget Printable #3 – Debt Repayment Plan
If you’re trying to pay down debt like credit cards, car loans or student loans we think you’ll find this Happy Planner budget insert especially useful. You’ll be able to take your balance and formulate a plan to finally get it paid off. Whether it’s 3 months or 3 years you can formulate a plan that fits within your personal monthly budget. Here’s an example of how you might fill this out:
I hope you love these super cute, FREE Happy Planner budget printables as much as I do! We are in the process of adding a ton of budget planner printables to this round-up so stay tuned! Please leave me a comment below and let me know what you think so I can tailor future content! Tell me what planner inserts you’d like to see in a future release. There’s a good chance I’ll find a way to fit it in! You can also make a request on our Totally Free Printables Facebook Group
We’re making free planner inserts, stickers, divider tab printables every week so if you don’t want to miss a FLASH freebie or printable then join our thousands of email subscribers by leaving us your name and email at the bottom of this page. You’ll get access to our HUGE free printables library instantly!
After you download your FREE Happy Planner budget printables check out some other posts:
Don’t Forget to Pin This Budget Planner Printable for Later!